Availability Dimensions	Accessibility Dimensions	Usage Dimensions
Demographic Branch Penetration: (1) Number of bank branches per 1 lakh Adults (2) Branches of Commercial Bank	Geographic ATM Penetration: (5) Number of ATMs per 1000 \({Km}^{2}\)	Credit Penetration: (7) Outstanding loans with Commercial Banks (8) Outstanding loans with Commercial Banks (% of GDP)
Demographic ATM Penetration: (3) ATMs per 1 lakh Adults (4) Number of ATMs	Geographic Branch Penetration: (6) Branches of Commercial Bank per 1000 \({Km}^{2}\)	Deposit Penetration: (9) Outstanding deposits with Commercial Banks (10) Outstanding deposits with Commercial Banks (% of GDP)